Below you’ll see some considerations that should be made before looking at car finance.
How do I apply for Loans4Us finance?
Simply get a quick finance quote online, it takes only minutes! Or give our expert Aussie team a call on 1300 509 075 – we can help you navigate the market and find the right loan for your needs.
Can I add car finance to another car?
The simple answer, usually yes. It depends on a number of factors, such as, how much is outstanding on your current loan and most importantly, how much (if any) negative equity exists in your current vehicle.
What do I need to qualify for a car loan in Australia?
You’ll need Australian citizenship or permanent residency, to be over the age of 18 and an income of some kind. Citizenship/residence are mandatory. Lenders on the Loans4us panel vary on how strict they are with income. Some may accept Government pay and Centrelink whereas others wont.
How do I know if I will get accepted for car finance?
The only definitive way to know if you’ll be accepted for vehicle finance is to apply. You can give yourself the best possible chance by monitoring your credit score, have a steady source of income, have a down payment or trade-in vehicle.
What’s the best way to finance my next vehicle?
It completely depends on your personal financial situation, there are several options available from leasing to personal loans. Other things to consider are, do you want a balloon figure at the end of your term with a lower monthly payment, or would you like to own the vehicle outright at the end of the term?
Is it better to buy a car with cash or pay monthly?
Paying cash for your car will mean a lower monthly cost. However, that could mean you leave yourself short with savings. It’s well worth speaking to a financial advisor, but whilst interest rates are low, borrowing could be a better option
Summary
Above you’ll see some FAQ’s we’re often asked when customers are looking to finance through Loans4Us.com.au. We’ve also got a more comprehensive list of questions on our dedicated FAQ’s page.
If you’re looking for finance for your next asset or vehicle you can reach us for a no obligation quote on 1300 509 075. Or you can get a quote here.
