If your business counts on a commercial vehicle, like a car, truck, van, ute, 4WD or an entire fleet of vehicles, Loans4us helps you optimise your cash flow and cleverly structure your loan – to help you take advantage of the best commercial vehicle financing available.
Commercial Vehicle Finance
Get a quick finance quote today!
New Commercial Vehicle Loans
Are you upgrading your current work vehicle or looking to add new vehicles to your fleet? Loans4us work with you to find the perfect commercial vehicle financing option. With our expertise and experience in commercial loans, we make growing easy.
Used Commercial Vehicle Loans
When it comes to buying a used commercial vehicle, speed is everything. Good vehicles don’t last long, and slow banks mean you might miss out on the used commercial vehicle you want. On the other hand, Loans4us move fast so that you can get the very best deals.
How does Commercial Vehicle financing work?
When it comes to commercial vehicle financing, there are three main options. First, a chattel loan is a secured loan where the vehicle is used as loan collateral. With a chattel, you’re usually considered the vehicle owner so that you can claim depreciation and other tax deductions.
The next type of loan is a hire purchase, where you can use the vehicle as you pay it off. You’re also often able to return the vehicle during the ‘hire’ period, and after the final loan payment, the vehicle is transferred to you.
The third type is a lease agreement. You don’t own the asset with a lease agreement but lease it – just like renting an office. You don’t own the asset at the end of the lease period. Instead, you can extend the lease, purchase the vehicle, or return it. Loans4us can help you find the best option for your commercial vehicle financing needs.
Quick, hassle free finance... it couldn't be simpler!
Step 1
Get started with a quick quote or call!
With no commitments, get a quick quote online in minutes, or chat to the Loans4us team today on 1300 509 075.
Step 2
Receive the best finance options.
We work for you, using our knowledge and partner network to find you the best finance options quickly.
Step 3
A simple application process.
After you’ve decided on the best finance option for you, we’ll process the paperwork and make the purchase of your next vehicle or asset seamless.
Step 4
Ongoing expert support.
Our clients rarely need us, but if you ever do, it’s good to know an finance expert is only a call or message away!
Don't just take our word for it...
Frequently Asked Questions
Learn more about how Loans4us can help with your financing needs.
How long does my application take?
This really depends on your unique circumstances and loan type – however, in most Loans4us applications, we can approve your loan within 1 hour. If you’re unsure how your application will go, please call us on 1300 509 075 or contact us online today.
Can I use Loans4us without getting a quote online?
That’s absolutely fine, please just call our local team on 1300 509 075. If you are looking at larger vehicles or fleet financing for your business, we would even suggest contacting us first to discuss your needs.
Can Loans4us help me find a commercial vehicle or fleet?
Yes, we can. We have excellent relationships with a large number of Aussie car dealers, online vendors and more! We can also help you secure the best fleet pricing, and weigh up the advantages of buying new vehicles, vs purchasing used vehicles.
My business credit history has some blemishes, can I still apply?
Yes, at Loans4us, we work with over 50 lenders, so we can likely find a solution for your needs. Please just get in touch with the team to discuss your business credit history.
