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FAQs

Frequently Asked Questions

Learn more about how Loans4us can help with your financing needs.

How do I apply for Loans4us financing?

Simply get a quick finance quote online, it takes only minutes! Or give our expert Aussie team a call on 1300 509 075 – we can help you navigate the market and find the right loan for your needs.

Who can apply for Loans4us?

We help Australian residents over 18 years of age who have a recurring income through self-employment, employment or a pension.

How long does my application take?

This really depends on your unique circumstances – however, in most Loans4us applications, we can approve your loan within 1 hour. If you’re unsure how your application will go, please call us on 1300 509 075 or contact us online today.

Can I use Loans4us without getting a quote online?

That’s absolutely fine, give our local team a call on 1300 509 075. If you are looking at Asset Financing for your business, we would even suggest calling us first to discuss your needs.

How long is the term of my loan?

At Loans4us, we tailor every loan to our client’s needs. In most cases, these loans are between 12 to 84 months.

Can Loans4us help me find a car?

Absolutely, we have excellent relationships with a large number of Aussie car dealers, online vendors and more! We can also help you secure the best fleet pricing, and weigh up the advantages of buying a new, vs a used car.

My credit history isn't great, can I still apply?

Yes, at Loans4us, we work with over 50 lenders, so we can likely find a solution for your needs. Please just get in touch with the team to discuss your credit history.

I’ve been declined by a bank or car yard, can Loans4us help?

Yes, we work with more lenders than just banks – and it’s always worth getting a second opinion. There is no ‘one size fits all’ loan product, and at Loans4us, we go beyond your standard lender!

Will you carry out a credit history check?

Yes, it’s a necessity for any Australian lender. The Loans4us team will always check, but this doesn’t mean we will deny anyone with black marks or defaults – so it is worth applying to see how we stack up.

Where are the Loans4us team located?

Our head office is in Brisbane, but we have an extensive Australian wide network and help clients all over the country, city to the stunning outback. If you are remote, Loans4us could be the perfect option as we can also help with vehicles and assets if there is a lack of options in your area.

What’s the maximum amount that you can lend?

We can lend almost any amount, please just get in touch, and we’ll provide a bespoke quote for your purchase. Of course, how much you can borrow depends on your credit rating, what assets you own, your income, and other factors. Simply speak to the expert Loans4us team today.

Can you beat my current deal?

We can usually beat most deals, but it does depend on individual circumstances. So please just get in touch to see what rate we can find. We work hard to beat any competitor.

What do I need for finance on a car?

Loans4us work hard to ensure your loan application is as easy as possible. In general, we require documents that prove you can comfortably repay the loan amount. The documents we need include anti-fraud legislation requirements. These are: Personal information and identification – Proof of income – Proof of assets and liabilities – Information about your car and insurance.

Ready to finance your new purchase?

Get A Quick Quote Today!